Rate : 6%
APR : 6.13%
Rate : 5.375%
APR : 5.43%
Rate : 6.75%
APR : 7.439%
Rate : 7.125%
APR : 7.70%
Rates are subject to change. Please contact us for the most current rates.
Welcome to Legend Rate Mortgage , where your journey to homeownership begins with trust, expertise, and a commitment to your financial well-being.
Our mission is to provide seamless, personalized mortgage solutions that empower individuals and families to achieve their homeownership dreams. We believe in the power of homeownership to build strong communities and secure financial futures, and we're dedicated to making this dream accessible to everyone.
Years Experience
State Licensed
5 Star Reviews
Conventional loans, also called conforming mortgage loans, are suitable for borrowers with good credit scores and must adhere to the guidelines set by two government-sponsored enterprises:
Rate and term refinancing is often chosen for several key reasons. Borrowers may opt to reduce their loan term from a longer to a shorter period to save on interest payments..
Cash-out loans, or cash-out refinances, allow homeowners to convert their home equity into cash by refinancing their existing mortgage for a higher amount than they currently owe, taking the difference in cash.
An Adjustable-Rate Mortgage (ARM) loan features an interest rate that changes periodically based on a benchmark index after an initial fixed-rate period, which can range from one month to several years.
Jumbo loans are a type of mortgage designed to finance properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, which is currently $726,200 in most areas..
Piggyback loans, also known as 80-10-10 loans, are a financing strategy where a borrower takes out two mortgages simultaneously to purchase a home, often to avoid paying private mortgage insurance (PMI).
An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), designed to help lower-income and first-time homebuyers qualify for homeownership.
VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs (VA) and are available to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves.
Bank statement loans are a type of mortgage designed for self-employed individuals or small business owners who may not have the traditional income documentation required for a conventional loan..
"With experience in the mortgage industry, our team at Legend Rate Mortgage has the knowledge and expertise to navigate the complexities of home financing, ensuring a smooth and stress-free process for you."
Time is of the essence in the mortgage process. Our streamlined application and approval process at Legend Rate Mortgage ensures that you get your mortgage quickly and efficiently, without unnecessary delays.
We understand that every borrower is unique. Legend Rate Mortgage offers a wide range of flexible loan options to accommodate different financial situations and homeownership goals.
Our top priority is your satisfaction. With a proven track record of happy clients, we pride ourselves on delivering exceptional service and support throughout your mortgage journey.
“ I had an outstanding experience with legendrate when securing my mortgage. From day one, they were incredibly responsive and made sure I understood every detail of the process. They took the time to explain different loan options and helped me choose the best fit for my financial situation. ”
“ As first-time homebuyers, my partner and I were anxious about the mortgage process, but legendrate made everything seamless and stress-free. From our initial consultation to closing day, they provided clear guidance, answered all our questions, and were always just a phone call away. ”
